_.gif)
_.gif)
Financial Capital and Financial Inclusion on Hotel Business Performance in Bandung, Indonesia
Abstract
The hotel business is one of the tourism sectors which in its management focuses on services. Financial factors are one of the factors that can support the success of the hotel business. This study aims to determine the effect of financial capital and financial inclusion on the performance of the hotel business in the city of Bandung. The research was conducted on the non-star hotel industry in the city of Bandung. The participants in this study were non-star hotel managers in the city of Bandung. The number of questionnaires distributed amounted to 234 and returned as many as 192. So the sample in this study amounted to 192 respondents. The results showed that there was a positive and significant influence between financial capital and financial inclusion on the performance of the hotel business in Bandung.
Keywords
Full Text:
PDFReferences
Alimi, L.(2018). Penggunaan Rekening Kredit dan Penggunaan Rekening DPK Bank Umum terhadap Kredit UMKM di Indonesia ( Studi Kasus Tahun 2012- 2016 ).
Budihardjo, Andreas. (2016). Knowledge Management: Efektif Berinovasi Meraih Sukses. Cetakan pertama. Jakarta : Prasetiya Mulya Publishing.
Munizu, M. (2010). Pengaruh faktor-faktor eksternal dan internal terhadap kinerja usaha mikro dan kecil (UMK) di Sulawesi Selatan. Jurnal manajemen dan kewirausahaan, 12(1), 33-41.
Elsenhardt KM, Martin JA 2000. Dynamic capabilities: What are they? Strategic Management J, 21(1): 1105- 1121
Mutegi, H. K., Njeru, P. W., & Ongesa, N. T. (2015). Financial literacy and it impact on loan repayment by small and medium entrepreneurs.
Byrne, B. M. (2010). Structural Equation Modeling with AMOS. In Structural Equation Modeling with Amos Basic Concepts, Applications, and Programming (2nd ed.). Taylor & Francis Group. https://doi.org/10.4324/9781410600219
Coleman, S. (2017). The role of human and financial capital in the profitability and growth of women‐owned small firms. Journal of Small Business Management, 45(3), 303–319. https://www.tandfonline.com/doi/abs/10.1111/j.1540-627X.2007.00214.x
Fatoki, O. O. (2011). The Impact of Human, Social and Financial Capital on the Performance of Small and Medium-Sized Enterprises (SMEs) in South Africa. Journal of Social Sciences, 29(3), 193–204. https://doi.org/10.1080/09718923.2011.11892970
Hilmawati, M. R. N., & Kusumaningtias, R. (2021). Inklusi Keuangan dan Literasi Keuangan Terhadap Kinerja Dan Keberlangsungan Sektor Usaha Mikro Kecil Menengah. Nominal: Barometer Riset Akuntansi Dan Manajemen, 10(1). https://journal.uny.ac.id/index.php/nominal/article/view/33881
Marija, Sihwahjoeni, & Apriyanto, G. (2021). Pengaruh Financial Capital, dan Literasi Keuangan terhadap Kinerja Usaha Kecil dan Menengah (UKM) di Kota Malang. Jurnal Akuntansi Dan Perpajakan, 7(1), 31–38. https://doi.org/10.26905/ap.v7i1.5464
Murthy, V., & Mouritsen, J. (2011). The performance of intellectual capital: Mobilising relationships between intellectual and financial capital in a bank. Accounting, Auditing and Accountability Journal, 24(5), 622–646. https://doi.org/10.1108/09513571111139120
Niati, D. R., Siregar, Z. M. E., & Prayoga, Y. (2021). The Effect of Training on Work Performance and Career Development: The Role of Motivation as Intervening Variable. Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences, 4(2), 2385–2393. https://doi.org/10.33258/birci.v4i2.1940
Qamariyah, N., Nurhajati, & Basalamah, M. R. (2021). Pengaruh Inklusi Keuangan, Kemampuan Berwirausaha Dan Peran Lembaga Keuangan Mikro Terhadap Kinerja Umkm Di Kota Sumenep Madura. E-JRM : Elektronik Jurnal Riset Manajemen, 10 (10). http://www.riset.unisma.ac.id/index.php/jrm/article/view/10694
Sanistasya, P. A., Rahardjo, K., & Iqbal, M. (2019). Pengaruh Literasi Keuangan dan Inklusi Keuangan Terhadap Kinerja Usaha Kecil di Kalimantan Timur. Jurnal Economia, 15(1), 48. https://pdfs.semanticscholar.org/04e8/e8b4f8fa150c274de24adb345710a5a5bb12.pdf
Schumacker, R. E., & Lomax, R. G. (2010). A Beginner’s Guide to Structural Equation Modeling (3rd ed.). Taylor & Franciss Group.
Tasman, Siregar, Z. M. E., & Nasution, M. F. (2021). The Effect of Work Environment, OHS, and Job Satisfaction on Employee Performance. International Journal of Innovation in Enterprise System, 4(03), 4026–4031. https://doi.org/https://doi.org/10.33258/birci.v4i3.2170
Yanti, W. I. P. (2019). Pengaruh inklusi keuangan dan literasi keuangan terhadap kinerja UMKM di kecamatan moyo utara. Jurnal Manajemen Dan Bisnis, 2(1). http://jurnal.uts.ac.id/index.php/jmb/article/view/305
Ichsan, R. et al. (2021). Determinant of Sharia Bank's Financial Performance during the Covid-19 Pandemic. Budapest International Research and Critics Institute-Journal (BIRCI-Journal). P. 298-309.
Magdalena, S., Suhatman, R. (2020). The Effect of Government Expenditures, Domestic Invesment, Foreign Invesment to the Economic Growth of Primary Sector in Central Kalimantan. Budapest International Research and Critics Institute-Journal (BIRCI-Journal). Volume 3, No 3, Page: 1692-1703.
Shah, M. M., et al. (2020). The Development Impact of PT. Medco E & P Malaka on Economic Aspects in East Aceh Regency. Budapest International Research and Critics Institute-Journal (BIRCI-Journal). Volume 3, No 1, Page: 276-286
Purba, K., Sudibjo, K. (2020). The Effects Analysis of Transformational Leadership, Work Motivation and Compensation on Employee Performance in PT. Sago Nauli. Budapest International Research and Critics Institute-Journal (BIRCI-Journal) Volume 3, No 3, Page: 1606-1617
DOI: https://doi.org/10.33258/birci.v5i2.4883
Article Metrics
Abstract view : 51 timesPDF - 23 times
Refbacks
- There are currently no refbacks.
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.