THE DYNAMICS OF CASHLESS SOCIETY: A SYSTEMATIC REVIEW

Nurdin, Hidayah, S.ST.Par., M.M., et.al. (2023) THE DYNAMICS OF CASHLESS SOCIETY: A SYSTEMATIC REVIEW. Advanced International Journal of Business, Entrepreneurship and SMES (AIJBES), 5 (15). pp. 7-16. ISSN 2682-8545

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Abstract

The cashless society is a collective vision of global citizens to create a faster, more flexible, automated payment system. This study aims to formulate findings on publications from 2012-2022, focusing on a cashless society. Using the Systematic Literature Review approach, this study uses sources from the Scopus database to identify common understanding, supporting factors, and challenges of a cashless society from the views of researchers. This study found that forming a cashless society is a solution to efforts to grow the economy and speed of transactions in society. Another benefit is preventing corruption, levies, and fraud where electronic payments made on record have suppressed this crime. However, the dark side of a cashless society is the potential invasion of privacy and paralysis of the economic system caused by the failure of the internet system. Keywords: Cashless Society, Digital Payments, Electronic Payments, Financial System, Financial Technology, Systematic Literature Review, Technology-based Payments

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